Our Services
Evergreen Financial Planning, LLC provides a full range of financial planning services. We like to develop an ongoing, comprehensive financial planning relationship with our clients, because it provides you with the most in-depth financial analysis and support and lets us get to know you, your values and your goals. However, we also offer a one-time engagement or a quick check-up if that is a better fit for you. We tailor our services to meet your needs.Our services include advice that will help you answer your questions on issues such as:
- Retirement Planning
Am I on track to retire? What will my retirement expenses be? How much do I need to save?
What are the best vehicles for me to save for retirement? Should I roll over my 401K?
Should I contribute to a Traditional IRA or Roth IRA?
- Cash Flow Analysis and Budget Management
Is my spending and saving on track? Am I spending more than you earn? Do I have too much debt?
- Education Planning
When should I start saving for my children’s college expenses? How much will I need to save?
What are my options? What resources are out there to pay for college?
- Portfolio Design, Review, Diversification and Rebalancing
Am I making the right investment decisions? Is my portfolio properly balanced?
Am I taking too much risk in the market?
- Employee Benefits Planning
Am I making the most of my employer’s benefits? What are my options?
- Income Tax Planning and Tax Return Preparation
Am I paying too much in taxes? What tax credits I am entitled to? Is my Social Security taxable?
Can I reduce the taxes that I owe by changing my investment strategy?
- Insurance Planning and Risk Management
Am I protected from unexpected risks? Do I have enough life insurance?
Do I need disability insurance? What about Long Term Care Insurance?
- Estate Planning
What estate documents do I need to protect my family? Will I have to pay estate taxes?
- Financial Check Up and Second Opinions
Where do I stand financially? This provides a review of your current financial situation.
- Comprehensive Financial Planning
This provides the most in-depth financial analysis. We look at most of the areas above depending on your financial situation and goals.