Fee Schedule

Evergreen Financial Planning is a fee-only financial planning firm. This means that we accept no commissions, referral fees, or other third-party incentives based on any products we recommend to you. We make every effort to be transparent and up-front about the costs of financial planning. In support of that, following is an overview of our schedule of services.

Effective August 2009

for printable file click here: Evergreen Fee Schedule

Financial Check-up $540

Designed to provide a broad review of your financial situation and specific recommendations designed to get you on track for the future.
Consists of a 1.5 hour interactive meeting, a written action plan, asset allocation recommendation, and retirement/goal projections.
Includes: setting you up on our financial planning software, customized risk tolerance profile, creation of a target asset allocation, creation of a retirement savings target/plan, review of basic insurance coverage needs/issues, and review of net worth/debt issues. Retirement account/401(k) investment choices are discussed, but research of specific individual securities is not covered.
Is not a substitute for a full financial plan, as it does not contain a similar level of detail or in-depth analysis.

Full Financial Plan starting at $1,620

A financial plan consists of a formal and detailed written analysis of your financial situation. We consider it to be the best way to protect against unforeseen financial consequences and maximize your financial opportunities. Clients often think that they have everything well covered, but may have significant inefficiencies or have missed some issues entirely.
A Full Financial Plan consists of cash flow/net worth planning, a retirement savings plan, a detailed investment plan, and overview of insurance and estate planning issues. Cost: $1,620 - $2,880 based on complexity. A flat-fee quote will be provided in the get-acquainted meeting.

Data collection and processing
Cash Flow/Net Worth analysis and planning including debt and tax efficiency issues
Retirement Savings Planning, including retirement back testing using historical returns, stress testing, and projections OR Retirement Income Planning for those at or near retirement
Investment Planning, including research of specific investment recommendations
Review of basic insurance and estate planning needs/issues
Working Planning Session
Final analysis, updates, and plan completion
Plan Presentation Meeting
Questions on your plan for up to one year (includes follow-up or implementation questions, but not significant additional scenarios or projections)

The following planning module may be added to your financial plan as desired:

College Planning - $360

Annual updates to the Financial Plan are based on customized quotes at time of engagement, but are typically priced around 50% of the initial engagement

IRA roll-over $270 first account, $90 each additional account

Getting all of your retirement accounts consolidated from former employers makes it easier to manage proper asset allocation and diversification, control costs, and can often provide much broader investment choices. It also simplifies your life.

Evergreen Financial Planning (EFP) will advise you on the roll-over process, measure your risk tolerance, and make fund recommendations for you to implement through the discount broker of your choice or as part of EFP’s investment management program.
If you’re using EFP’s investment management program, we’ll also be able to fill out all the forms for you.
If you’re doing the Full Financial Plan, the IRA roll-over is already included in the fee quote at no additional cost.

Investment Analysis $360 - $1,260

Even though investing is just part of the overall financial picture, it’s what most people think of when they consider financial planning.

The investment analysis will take a detailed look at your portfolio and will include specific projections and recommendations.
It is the same level of detail as the Core Financial Plan, but only covers your investments.
Your analysis will be designed for you to implement on your own through a discount broker of your choice, or for Evergreen Financial Planning to manage as part of an ongoing Investment Management program.

General Information

This document is for general reference and discussion purposes only. A signed and dated Advisory Agreement is the only official source of fee quotes and the only binding offer for service recognized by Evergreen Financial Planning, LLC. Actual fee estimates may differ due to specific client information. This document is not intended as a formal fee quote, is not a contractual agreement, and does not imply a commitment of any kind.

Evergreen Financial Planning accepts payment by credit card or check. Please click here to submit a credit card payment.